Regulatory & Risk Reality Check: Charles Schwab is deploying a strategic Part-Time Fraud Analyst role in Austin to act as a critical firewall against transactional liability. This is a highly regulated, high-scrutiny position. You are not just stopping bad actors; you are protecting the firm’s corporate veil from SEC and FinCEN penalties. For the right risk professional, this part-time mandate offers uncompromised exposure to Tier-1 financial and legal risk engines, serving as an elite credibility multiplier for your forensic or compliance career.
Fraud Operations & Institutional Shielding
Operating at the intersection of client experience and federal AML compliance is inherently volatile. Your primary mandate is to process complex transactional alerts generated by proprietary detection systems. You will face the daily friction of freezing high-net-worth accounts to prevent wire fraud while managing agitated clients. You must execute these defensive maneuvers meticulously, ensuring every investigation is audit-ready and compliant with stringent internal governance and external regulatory frameworks.
Investigative Scope & Tactical Execution
- Alert Triage & Escalation: Rapidly disposition high-volume transaction alerts, identifying sophisticated fraud typologies and escalating verified threats to senior risk officers.
- SAR Readiness: Document investigative findings with forensic precision to support the potential filing of Suspicious Activity Reports (SARs) under strict FinCEN deadlines.
- Client De-escalation: Execute outbound verification calls to clients regarding blocked transactions, absorbing client frustration while refusing to compromise security protocols.
- Algorithm Calibration Support: Feed ground-truth data back to the risk analytics team to reduce false positives and tighten the accuracy of automated AML engines.
- Regulatory Adherence: Navigate daily operations strictly within the bounds of the Bank Secrecy Act (BSA), KYC protocols, and the USA PATRIOT Act.
Compliance & Technical Prerequisites
- Risk Mitigation Experience: 2+ years navigating fraud detection, AML compliance, or forensic accounting within a highly regulated financial entity.
- Platform Proficiency: Direct, hands-on experience with enterprise-grade transaction monitoring software (e.g., Actimize, Verafin) is heavily preferred.
- Regulatory Literacy: Deep, actionable knowledge of BSA/AML frameworks. You must understand the legal weight of the investigations you process.
- Conflict Resolution: Exceptional verbal composure required to handle defensive or distressed clients during asset-freezing protocols.
Strategic Compensation & Leverage
Beyond the base hourly rate, the true value of this role lies in institutional access and schedule flexibility.
- Base Compensation: $30 – $38 USD / Hour.
- The “Downshift” Advantage: A highly predictable part-time schedule. Ideal for seasoned compliance professionals seeking reduced hours without stepping away from elite-level market exposure.
- Career Alavancage: Gain Charles Schwab pedigree on your resume. Direct exposure to Tier-1 risk management infrastructure acts as a powerful catalyst for future full-time Sr. Risk or Governance roles.
- Corporate Benefits: Access to a tailored part-time benefits package, including prorated PTO and 401(k) matching capabilities.
Logistics & Security Clearance
- Work Location & “Clean Desk” Policy
- 100% On-Site in Austin, TX. Remote work is structurally impossible. Due to the sensitive nature of client PII and federal compliance, you will operate in a strictly controlled, air-gapped environment adhering to rigorous Clean Desk policies.
- Relocation Logistics
- Zero relocation assistance. The strict part-time nature and immediate security clearance needs dictate the hiring of a local Austin operator.
